With one of my goals for the new year being to be more financially responsible, I have been doing lots of research on budgeting. I have had a budget for several years and kept a spreadsheet in Excel. I have also been using Excel for long time, but never knew that Excel had budget sheets you download. There are several different formats to choose from. I chose this one:
We are saving for a BIG vacation to Disney World in 2015. I am trying to follow this plan:
We are also trying to pay off a couple of things so extra money is going towards those bills, too.
I hope your goals are going well for the new year.